The first step before you can start house hunting in earnest, is to see a mortgage specialist who will go with you through your finances and determine what will be a comfortable price level for you at the current mortgage rates. They will normally give you a pre-approval letter that will be valid for 3 to 6 months. You can either see a mortgage specialist at your bank or an independent broker who works with a large pool of mortgage houses. Here are a few mortgage brokers that we often work with in the Fredericton area:
Contact tel: 506-470-1098
Email: mortgages@carolannyoung.ca
Contact: (506) 261-6505
Email: erin.fellows@mortgagegroup.com
Contact tel: 506-449-9190 (cell)
506-472-6645 (work)
Email: pam.nierlich@premieremortgage.ca
Contact: 506- 444-1632
Email: lois.ross@rbc.com
Contact: 506-260-7047
Email: jennifer.duquesne@scotiabank.com
Contact: (506) 447-2958
Email: jill.harris@rbc.com