The first step before you can start house hunting in earnest, is to see a mortgage specialist who will go with you through your finances and determine what will be a comfortable price level for you at the current mortgage rates. They will normally give you a pre-approval letter that will be valid for 3 to 6 months. You can either see a mortgage specialist at your bank or an independent broker who works with a large pool of mortgage houses. Here are a few mortgage brokers that we often work with in the Fredericton area:
Independant Mortgage Brokers:
Name: Carolann Young
Company: The Mortgage Group
Contact tel: 506-470-1098
Email: mortgages@carolannyoung.ca
Name: Pam Nierlich
Company: Premiere Mortgage Group
Contact tel: 506-449-9190 (cell)
506-472-6645 (work)
Email: pam.nierlich@premieremortgage.ca
Mortgage Specialists
Royal Bank of Canada (only bank for mini homes on leased land)
Name: Lois Ross Name: Jill Harris
Contact: 506- 444-1632 Contact: (506) 447-2958
Email: lois.ross@rbc.com Email: jill.harris@rbc.com
Scotia Bank
Name: Jennifer Duquesne
Contact: 506-260-7047
Email: jennifer.duquesne@scotiabank.com
CIBC
Name: Kyle Jones Name: Andrew Waugh
Contact:+1-866-750-8197 Contact: +1-866-335-5574
Email: kyle.jones@cibc.com Email: andrew.waugh@cibc.com
