Mortgage

The first step before  you can start house hunting in earnest, is to see a mortgage specialist who will go with you through your finances and determine what will be a comfortable price level for you at the current mortgage rates.  They will normally give you a pre-approval letter that will be valid for 3 to 6 months.  You can either see a mortgage specialist at your bank or an independent broker who works with a large pool of mortgage houses.  Here are a few mortgage brokers that we often work with in the Fredericton area:

 

Independant Mortgage Brokers:

Name:         Carolann Young

Company:   The Mortgage Group

Contact tel: 506-470-1098

Email:         mortgages@carolannyoung.ca

 

Name:        Pam Nierlich

Company:   Premiere Mortgage Group

Contact tel: 506-449-9190 (cell)

                  506-472-6645 (work)

Email:         pam.nierlich@premieremortgage.ca

 

Mortgage Specialists

Royal Bank of Canada (only bank for mini homes on leased land)

Name:    Lois Ross                                          Name:    Matthew Clifford

Contact: 506- 444-1632                                  Contact: 506-292-5626

Email:    lois.ross@rbc.com                              Email:    matthew.clifford@rbc.com

 

Scotia Bank

Name:    Erin Fellows

Contact: 506-261-6505

Email:     erin.fellows@scotiabank.com

 

CIBC

Name:   Kyle Jones                                         Name:    Andrew Waugh

Contact:+1-866-750-8197                              Contact: +1-866-335-5574

Email:   kyle.jones@cibc.com                          Email:     andrew.waugh@cibc.com